American Express Credit Cards for Small Businesses

American Express offers a variety of credit cards specially meant for small businesses. These credit cards come with several benefits and incentives. There are small business credit cards with cash back offers, travel awards and shopping benefits. You can get some cards that have even no pre-set limit, low introduction APR, and no annual fee.

Its Business Platinum Card, Delta Skymiles Business Credit Card, Gold Delta Skymiles Business Credit Card, Platinum Delta Skymiles Business Credit Card, Skypoints Business Credit Card from Delta and American Express, Platinum Freedom Business Credit Card are specially designed for business travelers. They offer travel benefits, services and privileges. If you are a frequent flyer, these cards will be suitable for you.

Business Platinum Card has no spending limit. There are also some other business credit cards like Platinum Business Cash Rebate Card, Business Green Rewards Card, Platinum Business Credit Card, Business Gold Rewards Card, Blue Cash for Business Card, True Earnings Business Card from Castco and American Express. These cards have cash back offers among several other incentives.

Platinum Business Credit Card has no annual fee and charges 0% Annual Percentage Rate (APR) for the first 12 months. With Platinum Business Credit Card, you can enroll in Membership Rewards Options program for free. You can earn points toward rewards from 20 major airlines, 150 hotel properties, more than 50 of the finest names in shopping and entertainment. The points have no expiry date and there is no limit to the number of points you earn.

Blue Cash for Business Credit Cards offers up to 5% cash rebate. It charges no annual fee, 0% APR for the first six months and unlimited fee-free additional cards.

With True Earnings Business Card from Castco and American Express, you can not only enjoy warehouse prices on a wide range of business products at Costco, but also get cash back every time you make a purchase with the card. You can earn 3% cash back for eating out at any restaurant or for home delivery. You can earn 2% cash back for traveling–airline tickets, hotel stays, car rentals, and cruises–even when you book through travel agencies. Besides, there is 1% cash back, every other time you use your True Earnings Business Card. It has 0% APR for the first three months of the card membership.

You can save up to $50 on Delta airfare by using Skypoints Business Credit Card from Delta and American Express. It offers 3,000 bonus points with your first purchase — redeemable for up to $50. It has no annual fee for the first year, 0% introductory APR for 6 months. The Balance Transfer APR is 9.99% fixed for the life of balance, for balance transfers made during the first six months of membership. For cash advance, it charges APR of 22.99%.

All these business cards come with insurance coverage. You can get insurance cover for all purchases. Besides, it gives you car rental loss and damage insurance, travel accident insurance. Car rental loss and damage insurance provides coverage for theft of or damage to most rental vehicles. Travel accident insurance provides up to $100,000 coverage for accidental death and dismemberment insurance while traveling on a common carrier conveyance when the entire fare has been charged to the card.

There is also facility for flexible payment for larger purchases over time with its Extended Payment Option. There are also emergency services facilities that assist you with emergency card replacement, check-cashing, and hotel check-in. If you are an American Express credit card member, you can access your account online and view up-to-date billing information online, including transactions, charges and payments. Compare the features of cards before applying for any business credit card that will be better for you and your business.

Note: The figures specified in this article were current at the time of writing the article. However, author doesn’t guarantee the correctness of these figures.